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Why Are Payment Banks Important in India’s Banking System?

India’s banking system has undergone rapid evolution to support financial inclusion, digital payments, and cashless transactions. One of the most significant reforms in this journey is the introduction of payment banks in India. These banks were designed to bring basic banking services to underserved sections of society while strengthening the country’s digital payment ecosystem. In this article, we explain why payment banks are important, how they work, and their role in shaping India’s financial future.

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